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The Mortgage Process
Types of Mortgage
Mortgage Companies
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California Mortgage Companies
Looking for a mortgage or home loan in California? Before you start giving your information out to mortgage brokers and banks, educate yourself first about the whole mortgage process.
You don't have to be an expert to not be taken advantage of.
Just spend a little time learning about the different types of mortgages available before applying for a mortgage.
HARP Lenders
Not all loans are eligible for HARP or HARP 2.0 refinancing. Check with our network of lenders to see if your loan is with Fannie Mae or Freddie Mac to determine if you are eligible.
STEPS TO GET LOW MORTGAGE RATES
1. Identify a few possible sources without signing any agreements or papers.
2. Decide which mortgage broker or lender is best and most trustworthly for you. (not always the one with the lowest rate)
3. Ask for a pre-approval from the broker that you think will be best for you. You are by no means binded to that broker. The pre-approval just helps when you find a home that you would like to make an offer on.
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